[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vydis.cz\/druzstevni-byt-je-levnejsi\/#Article","mainEntityOfPage":"https:\/\/www.vydis.cz\/druzstevni-byt-je-levnejsi\/","headline":"Dru\u017estevn\u00ed byt je levn\u011bj\u0161\u00ed","name":"Dru\u017estevn\u00ed byt je levn\u011bj\u0161\u00ed","description":"Jak v\u0161ichni v\u00edme, nen\u00ed v dne\u0161n\u00ed dob\u011b n\u00e1jemn\u00ed bydlen\u00ed \u017e\u00e1dn\u00e9 terno. Jist\u011b, sp\u00ed\u0161e na n\u011bj dos\u00e1hnou ti, kdo nemaj\u00ed pen\u011bz nazbyt, jen\u017ee je skute\u010dnost\u00ed, \u017ee se tato v\u00fdhoda v dlouhodob\u011bj\u0161\u00edm \u010dasov\u00e9m horizontu m\u011bn\u00ed v nev\u00fdhodu. Proto\u017ee jsou n\u00e1jmy drah\u00e9 a setrvale rostou, a tak\u00e9 p\u0159epl\u00e1cej\u00ed ti v n\u00e1jmu bydl\u00edc\u00ed, proto\u017ee z toho cht\u011bj\u00ed majitel\u00e9 byt\u016f...","datePublished":"2025-08-06","dateModified":"2025-08-06","author":{"@type":"Person","@id":"https:\/\/www.vydis.cz\/author\/#Person","name":"","url":"https:\/\/www.vydis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vydis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vydis.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppp_10_10_7.jpg","url":"https:\/\/www.vydis.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppp_10_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.vydis.cz\/druzstevni-byt-je-levnejsi\/","about":["Ekonomika"],"wordCount":443,"articleBody":"   Jak v\u0161ichni v\u00edme, nen\u00ed v dne\u0161n\u00ed dob\u011b n\u00e1jemn\u00ed bydlen\u00ed \u017e\u00e1dn\u00e9 terno. Jist\u011b, sp\u00ed\u0161e na n\u011bj dos\u00e1hnou ti, kdo nemaj\u00ed pen\u011bz nazbyt, jen\u017ee je skute\u010dnost\u00ed, \u017ee se tato v\u00fdhoda v dlouhodob\u011bj\u0161\u00edm \u010dasov\u00e9m horizontu m\u011bn\u00ed v nev\u00fdhodu. Proto\u017ee jsou n\u00e1jmy drah\u00e9 a setrvale rostou, a tak\u00e9 p\u0159epl\u00e1cej\u00ed ti v n\u00e1jmu bydl\u00edc\u00ed, proto\u017ee z toho cht\u011bj\u00ed majitel\u00e9 byt\u016f tak\u00e9 n\u011bco m\u00edt. A tak je ur\u010dit\u011b v\u00fdhodn\u011bj\u0161\u00ed bydlet ve vlastn\u00edm, kde si \u010dlov\u011bk plat\u00ed jenom to, co skute\u010dn\u011b vyu\u017e\u00edv\u00e1, bez nutnosti p\u0159id\u00e1vat je\u0161t\u011b n\u011bjak\u00e9 pen\u00edze pro n\u011bkoho navrch. Ka\u017ed\u00fd by tedy nejrad\u011bji bydlel ve sv\u00e9m. Aby mohl hradit jen skute\u010dn\u00e9 v\u00fddaje a u\u0161et\u0159il na tom. Jen\u017ee ne ka\u017ed\u00fd m\u00e1 tolik pen\u011bz, aby si sv\u00e9 bydlen\u00ed koupil, ne ka\u017ed\u00fd m\u00e1 ony miliony, je\u017e se po\u017eaduj\u00ed u\u017e i za ty nejhor\u0161\u00ed ratejny.A co te\u010f s t\u00edm? Bydlet v n\u00e1jmu a t\u00edm sou\u010dasn\u011b oddalovat nad\u011bji na koupi vlastn\u00edho bytu, proto\u017ee se jenom t\u011b\u017eko plat\u00ed n\u00e1jem a sou\u010dasn\u011b je\u0161t\u011b spo\u0159\u00ed? Nebo si mo\u017en\u00e1 nechat o sv\u00e9m vlastn\u00edm bydlen\u00ed dokonce jenom zd\u00e1t? To rad\u011bji ne, \u017ee? Jen\u017ee kde vz\u00edt na n\u00e1kup vlastn\u00ed nemovitosti pen\u00edze? Takovou sumu na\u0161inci mnohdy nedaj\u00ed dohromady. A kdy\u017e ano, tak a\u017e po mnoha letech od\u0159\u00edk\u00e1n\u00ed si. \u0158e\u0161en\u00ed ale existuje. A \u0159\u00edk\u00e1 se mu hypot\u00e9ka. Jen\u017ee v\u0161ichni, kdo ji n\u011bkdy vyu\u017eili nebo cht\u011bli vyu\u017e\u00edt, v\u011bd\u00ed, \u017ee se ani hypot\u00e9ka nesh\u00e1n\u00ed snadno. \u010clov\u011bk dostane jenom \u010d\u00e1st pen\u011bz pot\u0159ebn\u00fdch k n\u00e1kupu takov\u00e9 nemovitosti a \u010d\u00e1st mus\u00ed investovat z vlastn\u00edch prost\u0159edk\u016f a pak spl\u00e1cet. A kolikr\u00e1t lid\u00e9 nemaj\u00ed dost pen\u011bz ani na ten d\u00edl ceny, kter\u00fdm se maj\u00ed na koupi objektu pod\u00edlet! Ale na\u0161t\u011bst\u00ed je tu i nebankovn\u00ed hypot\u00e9ka, kter\u00e1 nen\u00ed ur\u010dena jen ke koupi soukrom\u00e9ho bytu do vlastnictv\u00ed. Zaplatit m\u016f\u017ee takov\u00e1 hypot\u00e9ka dru\u017estevn\u00ed byt, kter\u00fd m\u00e1 tu v\u00fdhodu, \u017ee je ve srovn\u00e1n\u00ed se soukrom\u00fdmi nemovitostmi levn\u011bj\u0161\u00ed a vy\u017eaduje tedy i men\u0161\u00ed pod\u00edl t\u011bch kupuj\u00edc\u00edch na celkov\u00e9 cen\u011b a ni\u017e\u0161\u00ed cena se sn\u00e1ze spl\u00e1c\u00ed. Ani\u017e by to bylo na \u0161kodu, proto\u017ee se i v dru\u017estevn\u00edm byt\u011b \u017eije dob\u0159e.                                                                                                                                                                                                                                                                                                                                                                                           5\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dru\u017estevn\u00ed byt je levn\u011bj\u0161\u00ed","item":"https:\/\/www.vydis.cz\/druzstevni-byt-je-levnejsi\/#breadcrumbitem"}]}]